Negotiations will be launched with insurance companies to develop risk guarantee rental (LRG) which should enable more homeowners to guard against unpaid rent , announced Secretary of State for Housing Benoist Appeared.
"We hope to lead in a few days an agreement with 12 insurance companies instead of three now," he said at a news conference, Mr. Appeared.
The Secretary of State had said on December 7 that the LRG "not working" due to the subscription of 60,000 contracts LRG in 2010, instead of the 400,000 expected.
Promise campaign Nicolas Sarkozy facilitate access to housing for all, LRG, a insurance in case of unpaid rent subscribed by the owners, was not as successful as expected due to the reluctance of some insurance companies. insurance LRG, a fragile device?
Up to 28% of "income ratio" (ratio between the total rent from the tenant's income), insurers who agree to exercise this warranty do not receive any assistance to incidents Payment tenants.
But between 28% and 50% "rate of effort" tenants, insurers may benefit, in case of loss of unpaid rent or damage to housing, compensation funded by the European Social Economy Housing (UESL), the umbrella organization Action Housing (ex-1% Housing) and the State.
"The GRL system is doomed to failure and will explode in flight, because the premiums cover only 40% of claims being considered," he always said Jean Perrin, president of the National Union of Property Owners (UNPI).
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